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James Smith
Your Stablecoin Earns Interest. Who's Pocketing It?

crypto

+3

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Oct 4, 2026

Your Stablecoin Earns Interest. Who's Pocketing It?

The yield ban can protect cheap bank funding. A wider rewards ban could also leave more interest with issuers and exchanges.

James Smith
James Smith
Telcos Are Trying to Become Banks Again

Deep Dive

+2

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Sep 28, 2026

Telcos Are Trying to Become Banks Again

A few years ago Orange gave up on its bank after spending roughly a billion euros building it. Now telcos are trying again, this time they are being handed licences.

James Smith
James Smith
What Happens When Your Digital ID Is Switched Off?

Deep Dive

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Sep 20, 2026

What Happens When Your Digital ID Is Switched Off?

Digital identity keeps getting better at proving who you are. The harder questions start when it says no, and when a business needs to prove who is allowed to act.

James Smith
James Smith
Blockchain Makes FX Cheaper. It Doesn't Make Liquidity Free.

Deep Dive

+1

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Jul 27, 2026

Blockchain Makes FX Cheaper. It Doesn't Make Liquidity Free.

A €10 million payment shows why the ledger is the cheap part, and why local cash, compliance and payout infrastructure still set the price.

James Smith
James Smith
Robinhood's Real Competitor Is DTCC, Not Base

Deep Dive

+1

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Jul 17, 2026

Robinhood's Real Competitor Is DTCC, Not Base

Everyone is comparing Robinhood Chain with Base. They may be looking at the wrong company.

James Smith
James Smith
Swift Never Moved Money. Its New Blockchain Doesn't Either.

Deep Dive

+1

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Jul 12, 2026

Swift Never Moved Money. Its New Blockchain Doesn't Either.

Seventeen banks are preparing to move commitments on to Swift's blockchain.

James Smith
James Smith
Follow the Float: Who Earns the Yield on OUSD

Deep Dive

+1

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Jul 8, 2026

Follow the Float: Who Earns the Yield on OUSD

One hundred dollars, followed through OUSD and what moving the float from the issuer to 140 distributors actually does.

James Smith
James Smith
AI Agents: Paid Web for Machines

Deep Dive

+1

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May 31, 2026

AI Agents: Paid Web for Machines

Agent payments are not about cheaper transactions.

James Smith
James Smith
Stablecoins, Productized

Deep Dive

+2

/

May 24, 2026

Stablecoins, Productized

Stablecoins is a layer cake

James Smith
James Smith
Stripe Is Trying to Make Crypto Disappear

Deep Dive

+2

/

May 9, 2026

Stripe Is Trying to Make Crypto Disappear

James Smith
James Smith
Central Banks Are Already Using Ethereum. They Just Don't Call It That.

Deep Dive

+2

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Apr 25, 2026

Central Banks Are Already Using Ethereum. They Just Don't Call It That.

The honest answer to a central bank asking about PoA, PoS, and the client decision that actually matters.

James Smith
James Smith
Which Blockchain Will AI Choose?

Deep Dive

+1

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Apr 9, 2026

Which Blockchain Will AI Choose?

Enterprise Onchain

James Smith
James Smith
Blockchains biggest upgrade: zkEVM

Deep Dive

+1

/

Apr 1, 2026

Blockchains biggest upgrade: zkEVM

What Is zkEVM

James Smith
James Smith
Tether Is Not a Stablecoin Company (Deep Dive)

Deep Dive

+1

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Mar 26, 2026

Tether Is Not a Stablecoin Company (Deep Dive)

The $10 Billion Machine Nobody Updated Their Mental Model For

James Smith
James Smith
The End of Treasury Forecasting

Deep Dive

+1

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Mar 16, 2026

The End of Treasury Forecasting

Enterprise Onchain

James Smith
James Smith
Why Banks Stopped Fearing Stablecoins

Deep Dive

+2

/

Mar 9, 2026

Why Banks Stopped Fearing Stablecoins

Enterprise Onchain

James Smith
James Smith
🤖 Agents Are Paying Each Other $43M

Deep Dive

+1

/

Mar 5, 2026

🤖 Agents Are Paying Each Other $43M

Enterprise Onchain

James Smith
James Smith
Rain.xyz: The Stablecoin Settlement Layer

Deep Dive

+2

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Feb 26, 2026

Rain.xyz: The Stablecoin Settlement Layer

The Startup That Eliminated the Sponsor Bank

James Smith
James Smith
Stablecoins: The Hidden Fragility

Deep Dive

+1

/

Dec 17, 2025

Stablecoins: The Hidden Fragility

Why technology will not determine who wins

James Smith
James Smith
Ethereum’s “Next Decade” Is Looking Very Different

Deep Dive

+1

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Aug 11, 2025

Ethereum’s “Next Decade” Is Looking Very Different

From Scrappy vision to internet backbone

James Smith
James Smith
THE INVISIBLE INFRASTRUCTURE PLAY

Deep Dive

+1

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May 25, 2025

THE INVISIBLE INFRASTRUCTURE PLAY

Ethereum's Long-Term Value Capture Vision

James Smith
James Smith
Tokenization’s $30T Future—Here’s What You Need to Know

Deep Dive

+1

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May 15, 2025

Tokenization’s $30T Future—Here’s What You Need to Know

Wall Street Is Moving Fast on Tokenization—Are You Ready?

James Smith
James Smith
TradFi Tomorrow Report: How DeFi Is Revolutionizing Financial Services

Deep Dive

+1

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May 8, 2025

TradFi Tomorrow Report: How DeFi Is Revolutionizing Financial Services

DeFi is Not Just a Fad – It’s Poised to Transform Traditional Finance

James Smith
James Smith
How the U.S. Dollar Stole the Show—And Why Stablecoins Might Be Next

Deep Dive

+2

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May 5, 2025

How the U.S. Dollar Stole the Show—And Why Stablecoins Might Be Next

Enterprise On-Chain

James Smith
James Smith
Blockchain Performance: Why Ethereum's "Slowness" Is Actually Its Strength

Deep Dive

+1

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May 2, 2025

Blockchain Performance: Why Ethereum's "Slowness" Is Actually Its Strength

In the race for blockchain supremacy, "speed" has become the metric du jour.

James Smith
James Smith
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